Appreciate the emphasis on building options money rather than chasing flashy income goals. The framing around "one income stream isn't a strategy anymore" nails something most people feel but dunno how to articulate. I've seen so many folks increase their earnings but end up with the same financial anxiety because they scaled their lifestyle in lockstep. That emergency buffer + exit plan fund combo is underrated - having FU money is less about quitting and more about not being trapped by bad circumstances.
Appreciate the emphasis on building options money rather than chasing flashy income goals. The framing around "one income stream isn't a strategy anymore" nails something most people feel but dunno how to articulate. I've seen so many folks increase their earnings but end up with the same financial anxiety because they scaled their lifestyle in lockstep. That emergency buffer + exit plan fund combo is underrated - having FU money is less about quitting and more about not being trapped by bad circumstances.
Amen. Well said. Lifestyle creep is a real thing and one I hope to address in 2026. I appreciate your thoughts and insights. Have a great 2026!